It comes when you least expect it. Instead of receiving insurance policy renewals from your carrier, you’re notified that coverage is ending at your current term. There are many reasons for nonrenewal: underwriting guidelines have tightened up, your carrier is…
If you are a policyholder with Electric Insurance Company (EIC), you may be scrambling. As of January 1, 2024, EIC is nonrenewing their policies. EIC has been sold and intends to no long offer auto, home, boat, or personal umbrella…
Get ahead of the curve in today’s insurance market by getting familiar with some insurance jargon. Demystifying insurance terms and conditions is just another step towards being a more informed insurance client! Actual Cash Value (ACV) The fair market value…
Many of our clients are noticing considerable insurance rate increases this year. Others may be getting hit with firmer underwriting restrictions for their driving record or property. What is going on? Here’s a summary of what our team is seeing…
As a Cincinnati homeowner, you’re no stranger to the unpredictable severe weather in this region. One natural disaster that is particularly common here is hailstorms. So far this year, there have been four reports of hail in the area. These…
When it comes to insurance claims, many clients are unclear of when and why to file them. Something is damaged, someone has been injured, or most likely, a payout is needed. Check out our tips of when and why to…
Short-term rentals like Airbnb and Vrbo are disrupting the hospitality industry and thousands of people are giving it a try to make some extra bucks. Are you next? Home Sharing Insurance is something to consider if you are. Does My…
Imagine this: Your house just took some damage from a recent windstorm. The roof is mostly intact, but a section of shingles are missing. You need to file a claim, but the entire roof doesn’t need replaced. What now? You…
Once you have settled in with a new insurance carrier, it’s easy to take a “fix it and forget it” approach to maintaining your policies. That can lead to trouble. Here are a few things you need to keep in…
Pop quiz: Which affects the cost of your insurance policy: your home’s replacement cost or market value? The answer: replacement cost, and here’s more about why: What is Market Value? Market value represents the agreement between the buyer and the…
