Imagine this: Your house just took some damage from a recent windstorm. The roof is mostly intact, but a section of shingles are missing. You need to file a claim, but the entire roof doesn’t need replaced. What now? You…
Once you have settled in with a new insurance carrier, it’s easy to take a “fix it and forget it” approach to maintaining your policies. That can lead to trouble. Here are a few things you need to keep in…
Pop quiz: Which affects the cost of your insurance policy: your home’s replacement cost or market value? The answer: replacement cost, and here’s more about why: What is Market Value? Market value represents the agreement between the buyer and the…
Summer is here, and while you may be ready for vacation, we want you to stay protected. Here are 5 areas to give extra consideration as the temperature climbs: Grilling Out Before your next grill out, have you checked to…
It’s a familiar sight: a roofing company going door to door offering free roof inspections after a storm. Your neighbor’s getting a new roof- do you need one too? After all, there was a hail storm with some high winds…
After severe weather hits, one of the biggest problems our clients deal with is damage from downed trees. The biggest question we hear is “Who is responsible?” The confusion makes a stressful situation even worse, especially when disgruntled neighbors are…
Christmas Traditions today give off that vintage taste, like old timey sleighs. Small city buildings decorated in ribbons and wreaths. Add a little bit of snow to the mix and it feels like we traveled through time. But the Christmas Traditions we…
Looking to Buy a Home this Fall? Everyone dreams about owning a home. If you’re like me, you get really excited about the “shopping” aspect of finding your first home – or your dream home. Do you know exactly you…
Cincinnati Flood are scary words for people in this area. This year brought Cincinnati its worst flooding since 1997! That year – thousands of homes were evacuated, homes and businesses were ruined, and several people lost their lives. Flooding is…
Welcome to Winter in Cincinnati! The Cincinanti Icy Sidewalk Liability is an important issue to discuss and keep in mind. What does the risk of someone who slips and becomes injured on your icy sidewalk mean to homeowners? Our winters…
