The last thing any homeowner wants to see is the destruction of their home and belongings. Water and time can destroy things in a short amount of time, but what about the threats water can cause over a longer amount…
As of 2024, a majority of Cincinnatus Insurance clients have Grange Insurance as their carrier. Not Flo, not Doug and the LIMU Emu. Who is Grange Insurance? And why so do many clients have a carrier most have never heard…
Your roof is the first line of defense against disaster striking your home. And yet, many homeowners have been pushing their roof’s age to the limit. Some homeowners are trying to use their insurance policies to perform basic maintenance on…
When you talk about insurance and ice, everyone expects the “how to avoid black ice” blog post. But there are so many other ways ice can cause trouble for your home! Let’s talk about the 2 big things to remember…
It comes when you least expect it. Instead of receiving insurance policy renewals from your carrier, you’re notified that coverage is ending at your current term. There are many reasons for nonrenewal: underwriting guidelines have tightened up, your carrier is…
If you are a policyholder with Electric Insurance Company (EIC), you may be scrambling. As of January 1, 2024, EIC is nonrenewing their policies. EIC has been sold and intends to no long offer auto, home, boat, or personal umbrella…
Get ahead of the curve in today’s insurance market by getting familiar with some insurance jargon. Demystifying insurance terms and conditions is just another step towards being a more informed insurance client! Actual Cash Value (ACV) The fair market value…
Many of our clients are noticing considerable insurance rate increases this year. Others may be getting hit with firmer underwriting restrictions for their driving record or property. What is going on? Here’s a summary of what our team is seeing…
As a Cincinnati homeowner, you’re no stranger to the unpredictable severe weather in this region. One natural disaster that is particularly common here is hailstorms. So far this year, there have been four reports of hail in the area. These…
When it comes to insurance claims, many clients are unclear of when and why to file them. Something is damaged, someone has been injured, or most likely, a payout is needed. Check out our tips of when and why to…
